Your Referrals~~~I love them! Thank you so very much!



Sometimes your folks do not call so they miss out on my platinum service for them. (:>(



If you know someone who is buying and/or selling in town or moving between other cities somewhere else, please call me to let me know. Then...I will call them to connect so that they will get that EXCELLENT and EXPERIENCED SERVICE that they deserve. (:>)



You can call me at 850.545.9390 or joan@joanraley.com



Have a great weekend!

For all you First Time Home Buyers!

Listen up!

If you bought or are going to buy your home between April 9, 2008 and before July 1, 2009, you may be eligible for the government's $7500.00 Tax Credit. This is from the Economic Recovery Act of 2008. There are certain qualifications to be eligible and, of course, certain terms and conditions with this Tax Credit. Please contact me to get your free brochure about this from the National Association of REALTORS. Joan@JoanRaley.com today!

Are you having trouble paying your mortgage?

If you are having trouble making your mortgage payments, please contact me as soon as possible. I can send you a pamphlet from the National Association of REALTORS in regards to this situation with possible alternatives for you. You do not want to go through a foreclosure. This will be devastating to you emotionally and financially. We can set up a meeting to go over these alternatives to help you save your house and your credit.

If the only option is to sell your house, don't wait. It is better to sell than to go through a foreclosure because:

1. You can hopefully profit from any equity that remains in the home.

2. It will be easier to qualify for credit in the future and to buy another home.