Friday, November 28, 2008

Your Referrals~~~I love them! Thank you so very much!

Sometimes your folks do not call so they miss out on my platinum service for them. (:>(

If you know someone who is buying and/or selling in town or moving between other cities somewhere else, please call me to let me know. Then...I will call them to connect so that they will get that EXCELLENT and EXPERIENCED SERVICE that they deserve. (:>)

You can call me at 850.545.9390 or

Have a great weekend!
For all you First Time Home Buyers!

Listen up!

If you bought or are going to buy your home between April 9, 2008 and before July 1, 2009, you may be eligible for the government's $7500.00 Tax Credit. This is from the Economic Recovery Act of 2008. There are certain qualifications to be eligible and, of course, certain terms and conditions with this Tax Credit. Please contact me to get your free brochure about this from the National Association of REALTORS. today!

Thursday, November 27, 2008

Are you having trouble paying your mortgage?

If you are having trouble making your mortgage payments, please contact me as soon as possible. I can send you a pamphlet from the National Association of REALTORS in regards to this situation with possible alternatives for you. You do not want to go through a foreclosure. This will be devastating to you emotionally and financially. We can set up a meeting to go over these alternatives to help you save your house and your credit.

If the only option is to sell your house, don't wait. It is better to sell than to go through a foreclosure because:

1. You can hopefully profit from any equity that remains in the home.

2. It will be easier to qualify for credit in the future and to buy another home.

Sunday, September 21, 2008

Low Ball Offers - Will you hit a home run?

Sometimes you can make those low ball offers but you need to be careful if you "want" the house. The seller can get insulted with your low ball offer or just be ticked off for the principal of it all.

To make a low ball offer that might go through or at least have the price end up more in your ball park, you need to do your homework. You need to know how long the property has been on the market and how many price reductions it has had. You also need to know when the seller bought the house; last year, five years ago or ten years ago. This would help you assume perhaps that there is some equity so the seller will negotiate down. You need to know if there is a first mortgage on it. Is there a second mortgage (home equity line) on it that can eat up the equity? Is the property vacant and is the seller paying for the loan, utilities and lawn care?

You need to have a REALTOR help you with your strategy and research so that you can successfully hit that home run! Call me today for a counseling session in "Low Ball Offers"!

Saturday, September 20, 2008

Where are the Buyers?

Hi! This is my first blog post. I am so excited!

This blog will offer educational moments in real estate. I would love to have you participate with our fellow bloggers. I will give you updates on the real estate market, financing, investments, how to sell, how to buy and much more! I welcome your comments, questions and sharing of information. Check back for my updates and more! where are the buyers? The rates are low, the inventory is high. It is a great time to buy real estate! It is perplexing to me. What are your thoughts?

Be sure to check my web site at and all the links there for real estate info.